Self-Hosted vs Netflix + Spotify + Cloud Storage: Total Cost of Ownership Over 5 Years (2026)
Is self-hosting actually cheaper than paying for streaming services? This detailed financial analysis compares the 5-year total cost of a self-hosted media stack (Jellyfin + hardware + storage + electricity) against the combined cost of Netflix, Spotify, Disney+, YouTube Premium, and Google Photos. Includes hardware amortization, electricity costs, and the break-even point for different library sizes.
